Best Cd Rates Today 2024 Bankrate. The national average rate was 1.34% as of september 13, 2024, the latest data available, the same as the previous week and up three basis points from a month. Bankrate monitors top and average cd rates every weekday, and you’ll find today’s rates in the table below.

The best cd rates have been edging lower in anticipation of fed rate cuts, but seven nationwide offers still pay at least 5.30%. The month of september has seen six top rate declines, to date.